Affordable Vision Coverage for Eye Exams, Glasses, and Contact Lenses
Vision care is one of the most commonly used healthcare services, yet many health insurance plans offer limited or no coverage for routine eye care. Without a dedicated vision plan, annual eye exams, prescription glasses, and contact lenses are entirely out-of-pocket expenses that add up quickly.
At PHX Insurance Advisors, we help individuals, families, and businesses across Arizona find vision insurance plans that make routine eye care affordable and accessible.
Your eyes are one of your most important assets, and regular vision care goes beyond checking whether you need a new prescription. Comprehensive eye exams can detect early signs of serious health conditions including diabetes, high blood pressure, and glaucoma, often before other symptoms appear.
Without vision coverage, the costs of routine care add up:
Vision insurance helps manage these expenses by covering a significant portion of routine care and providing allowances for corrective lenses.
Most vision plans provide benefits for the following services:
Vision plans typically cover one comprehensive eye exam per year at little or no cost beyond your copay. These exams include refraction testing, eye health evaluation, and screening for conditions like cataracts, macular degeneration, and glaucoma.
Coverage for eyeglasses usually includes both frames and lenses. Most plans provide:
Vision plans generally offer a contact lens benefit as an alternative to glasses. Coverage may include:
Many vision plans also include discounts on:
We help clients compare several types of vision coverage:
Provide a network of preferred providers at discounted rates while allowing you to use out-of-network providers at a reduced benefit level.
Require you to use in-network providers but typically have lower premiums and copays.
Membership-based programs that offer reduced fees at participating providers without functioning as traditional insurance.
Vision coverage provides value for a wide range of people:
Adding vision benefits to your employee benefits package is one of the most affordable upgrades a business can make. Vision plan premiums are typically low, often under $15 per employee per month, making it an easy addition that employees genuinely value.
For small businesses, offering dental and vision alongside health insurance creates a more competitive benefits package that helps attract and retain quality employees.
When evaluating vision insurance, the key factors to compare include:
We compare plans across carriers and present straightforward options so you can choose coverage that fits your vision care needs and budget.
No cost, no obligation. Our advisors will compare plans from top carriers and find the best fit for you.
