Free health insurance quotes · Licensed in 30+ states
Whether you’re self-employed, losing coverage, on COBRA, or between jobs, we compare private and ACA plans across carriers and show you the options that fit your budget. Free, no obligation.
Takes about 60 seconds. Free, no obligation.
How it works
About 60 seconds. Just a few basics about you and your household.
We compare plans and prices across the carriers available in your area, private and ACA, side by side.
We walk you through the best fits, give you honest advice, and help you enroll. Then we stay your advisors.
Who we help
Plans built for business owners, freelancers, and gig workers.
A special enrollment period may let you get covered right away.
There are often cheaper options with similar networks.
Coming off a parent’s plan and need coverage of your own.
Solid coverage to bridge you until Medicare.
One plan for everyone, with the doctors you want.
Meet your advisors
PHX Insurance Advisors is an independent team of licensed advisors based in Phoenix. We compare plans across multiple carriers and explain your options in plain English, and you keep the same advisor before, during, and long after you enroll.
Using an advisor costs you nothing. Carriers pay advisors, so your premium is the same as going direct.
Quick answers
Often, yes. Many private plans can start year-round, and life events like losing job coverage open a special enrollment period for ACA plans.
We’re based in Phoenix and licensed in 30+ states. Tell us your ZIP code and we’ll confirm the plans available where you live.
ACA (Marketplace) plans cover pre-existing conditions and can qualify for income-based subsidies, but most enrollment happens during open enrollment or a special enrollment period. Private plans can often start year-round and may cost less for healthy applicants, but they can include health questions and different coverage rules. We compare both so you can see the trade-offs side by side.
No. Carriers pay advisors, so your premium is the same whether you enroll with us or go direct. Our help is free.
It depends on the plan. Many private plans can start within days, and ACA plans usually start the first of the month after you enroll. We’ll tell you the earliest start date for each option.
Free quote. Local licensed advisors. No spam calls.
PHX Insurance Advisors is an independent insurance agency, not affiliated with any government agency. Coverage, eligibility, and rates are subject to carrier approval and underwriting. We do not offer every plan available in your area.
